Get a quote, compare, and choose with eyes open
Tell us what you want to protect and we'll compute indicative premiums across Nepali insurers — ranked not just on price, but on whether they actually pay claims.
MetLife Super Term
BEST FITNRNMetLife · Term Life · 96% claims paid
Rs 4,875
per year
Rs 1.85/1,000 at age 30, 20yr term
LIC Jeevan Labh Endowment
LIC Nepal · Endowment · 97.1% claims paid
Rs 1,31,550
per year
Savings plan: ~Rs 25,00,000 maturity over 20yr
Rakshya Kawach Term Plan
NRNNepal Life · Term Life · 95.2% claims paid
Rs 5,325
per year
Rs 2.05/1,000 at age 30, 20yr term
Asian Sambriddhi Endowment
Asian Life · Endowment · 90.8% claims paid
Rs 1,34,000
per year
Savings plan: ~Rs 25,00,000 maturity over 20yr
IME Saral Term
IME Life · Term Life · 87.5% claims paid
Rs 5,825
per year
Rs 2.25/1,000 at age 30, 20yr term
Indicative annual premiums computed for the profile above; final premiums are set by the insurer after underwriting. Ranked by the kada-index (value 40% · claims 25% · trust 20% · flexibility 15%). Representative 2026 figures.